There’s a reason why words like “poor,” “broke,” and “starving” are used when talking about university students. When you’re in school, you usually don’t have any money.

When you’re out on your own for the first time, you suddenly have a lot of responsibilities that you haven’t had before. And unless you’re lucky enough to have wealthy parents paying for your education and your living expenses while you’re going to school, chances are you’ll have a budget to work with. You might even have to work a part-time job while you’re going to university or college.

It’s way too easy to rack up debt when you’re a student but there are ways to make sure that you don’t end up paying off debts that you don’t absolutely have to.

Over on N3XT U, we’ve been putting together all kinds of resources to help you deal with life after school. One category of these resources is our attempt to help you get a handle over your money management habits so that you can avoid years and years of needless debt repayments.

Do any of these topics interest you?

• Student Loans 101
• How to Finance Your Education
• What Freedom Will Cost You
• Crowdsource Funding For Your Education
• Guide To Student Loan Applications
• Balancing School And Work

Photo credit: kim_flink